Many things affect the car insurance premium you pay. Each based on statistical risk for a particular population. The higher risk associated with a person more likely to cover the payment. Now it is clear that any of the following risk factors, but many others, including sex, driving, miles driven per year, with the goal of transport (reduction of work, work, leisure time, only there), etc.
The age of marriage for statistics, drivers under 25 years old at risk to lose more of the accidents were over the age of 25 drivers between the ages of 50 and 65 in its entirety secure transactions. Gender and women statistically safe drivers, but the trend has changed and more women drivers can get on the road. Marital status married individuals is lower than someone with the same driving record paid.
Can the factors and what you can do to them to change their situation. You can get insurance on the basis of this decision to save. Where you live is different. People living in areas with low traffic or not it is likely to spend less than life insurance because of congestion in urban or suburban areas with high traffic tends to see more accidents. Some neighborhoods also higher rates of vehicle thefts, which can lead to higher premiums. Driving violations by accidents or moving violations on record (speed tickets, DWI, reckless driving, etc.) higher risk of disaster and that probably means higher premiums. Some insurance companies for you is to register as many as five years old when the accident for punishment. However, remember that your record improves; your premium will get smaller.